Online Payments & eChallan Integration
Enable secure online payments and eChallan workflows that speed collections, reduce queues, and improve citizen experience.
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The Digital Payments Challenge
Departments must collect dues reliably across channels while ensuring security, auditability, and real-time reconciliation. Citizens want quick payments, clear dues, and instant receipts-without visiting offices. We build robust online payments and eChallan systems that increase on-time collections and transparency, while lowering operational load.
At Vikalp Development, we implement compliant, mobile-first payment flows for taxes, utilities, fines, fees, and permits-integrated with eChallan issuance, validation, reconciliation, and automated receipts.
Our Solutions for Departments, Municipalities & Agencies
eChallan Issuance & Validation
Generate QR/eChallan with unique IDs, due/penalty logic, line items, and service metadata; validate in real time at payment time via APIs, and prevent duplicates or expired challans.
Omnichannel Payments & Gateways
UPI, cards, net-banking, wallets, BNPL where applicable; POS/QR for counters and field staff; PCI-DSS aware integration patterns; multi-acquirer routing and failover for uptime.
Reconciliation, Settlement & Reports
Auto-reconciliation against challans/invoices, T+N settlement views, split settlements, refunds/chargebacks workflows, bank MIS ingestion, and treasury/AG-compliant reports.
Dues Discovery, Calculators & Penalties
Citizen lookup by ID/vehicle/property/consumer number, fee/tax calculators, auto-applied penalties/interest, partial payments, waivers, and amnesty/early-payment discounts.
Receipts, Acknowledgments & Notifications
Instant digital receipts with QR/verification links, e-stamp/e-sign support, SMS/Email/WhatsApp alerts, downloadable invoices, and audit trails with tamper-evident hashes.
Integrations, Security & Compliance
SSO/eKYC, core registries and departmental systems (transport, property tax, utilities), GST/VAT posting, role-based access, encryption, consent logs, and uptime/DR patterns.
Departments, Municipalities, Agencies
Why Partner with Vikalp Development?
Revenue operations depend on trust, speed, and control. We deliver citizen-friendly payments and eChallan workflows with strong reconciliation, accurate reporting, and resilient infrastructure-so departments improve collections and reduce counter traffic.
Frequently Asked Questions (FAQs)
Yes. We support eChallan lookup/validation, multiple payment options, and immediate digital receipts with QR-based verification and shareable links.
Absolutely. We map transactions to challans, ingest bank MIS, manage refunds/chargebacks, and generate treasury/AG-ready reports and exports.
Yes. We integrate with departmental CRMs/registries, SSO/eKYC, and post taxes/fees to ledgers with proper audit trails and access controls.
Yes. Field issuance with handhelds generates eChallans and QR; citizens can pay on the spot via UPI/ cards, with instant acknowledgment.
We implement encryption, tokenization where needed, hardened hosting, multi-gateway failover, monitoring/alerts, backups, and disaster recovery.